Terms of Service

TERMS OF USE AND SERVICE

IMPORTANT! THESE TERMS OF SERVICE (TOS) GOVERN YOUR USE OF THIS SITE, WHICH IS PROVIDED BY OUR COMPANY. BY ACCESSING THIS SITE, YOU ARE INDICATING YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THESE TERMS OF USE. THESE TERMS OF USE ARE SUBJECT TO CHANGE BY OUR COMPANY AT ANY TIME IN ITS DISCRETION. YOUR USE OF THIS SITE AFTER SUCH CHANGES ARE IMPLEMENTED CONSTITUTES YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THE CHANGES. PLEASE CONSULT THESE TERMS OF USE REGULARLY.

Definition Of Company

FOR PURPOSES OF THESE TERMS OF USE AND SERVICE, THE TERM “COMPANY,” “WE,” “US,” AND “OUR” REFERS INDIVIDUALLY AND COLLECTIVELY TO:
Wisdom Books Holdings, LLC
Total Online Media, LLC
Advanced Business Growth, LLC

Together with any parent company, holding company, subsidiary, affiliate, related entity, predecessor, successor, or assign, whether now existing or formed in the future, and all of their respective owners, members, partners, managers, officers, directors, employees, contractors, consultants, speakers, vendors, licensors, investors, representatives, and agents, in any capacity. Any reference to Chris Guerriero is made solely in his capacity as a speaker, educator, and brand representative of the Company, and not in any individual, personal, fiduciary, managerial, ownership, or advisory capacity. No personal liability, obligation, or duty of care is created or implied by such reference. No partnership, joint venture, agency, fiduciary, employment, or representative relationship is created between you and the Company or among any of the Company entities by virtue of your use of this site or participation in any program.

YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEB SITE FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF THIS WEB SITE, NO INFORMATION OBTAINED BY THIS WEB SITE, FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO.

To access this site or some of the resources it has to offer, you may be asked to provide certain registration details or other information. It is a condition of your use of this site that all the information you provide on this site will be correct, current, and complete. If our Company believes the information you provide is not correct, current, or complete, we have the right to refuse you access to this site or any of its resources, and to terminate or suspend your access at any time, without notice.

You may use this site for purposes expressly permitted by this site. You may not use this site for any other purpose, including any commercial purpose, without our Company’s express prior written consent. For example, you may not (and may not authorize any other party to) (i) co-brand this site, or (ii) frame this site, or (iii) hyper-link to this site, without the express prior written permission of an authorized representative of our Company. For purposes of these Terms of Use, “co-branding” means to display a name, logo, trademark, or other means of attribution or identification of any party in such a manner as is reasonably likely to give a user the impression that such other party has the right to display, publish, or distribute this site or content accessible within this site. You agree to cooperate with our Company in causing any unauthorized co-branding, framing or hyper-linking immediately to cease.

The material and content (hereinafter referred to as the “Content”) accessible from this site, and any other World Wide Web site owned, operated, licensed, or controlled by our Company is the proprietary information of our Company or the party that provided the Content to our Company, and our Company or the party that provided the Content to our Company retains all right, title, and interest in the Content. Accordingly, the Content may not be copied, distributed, republished, uploaded, posted, or transmitted in any way without the prior written consent of our Company, or unless authorized in writing elsewhere on our site, except that you may print out a copy of the Content solely for your personal use. In doing so, you may not remove or alter, or cause to be removed or altered, any copyright, trademark, trade name, service mark, or any other proprietary notice or legend appearing on any of the Content. Modification or use of the Content except as expressly provided in these Terms of Use violates our Company’s intellectual property rights. Neither title nor intellectual property rights are transferred to you by access to this site.

This site may be hyper-linked to other sites which are not maintained by, or related to, our Company. Hyper-links to such sites are provided as a service to users and are not sponsored by or affiliated with this site or our Company. Our Company has not reviewed any or all of such sites and is not responsible for the content of those sites. Hyper-links are to be accessed at the user’s own risk, and our Company makes no representations or warranties about the content, completeness or accuracy of these hyper-links or the sites hyper-linked to this site. Further, the inclusion of any hyper-link to a third-party site does not necessarily imply endorsement by our Company of that site.

You hereby grant to our Company the royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display all content, remarks, suggestions, ideas, graphics, or other information communicated to our Company through this site (together, hereinafter known as the “Submission”), and to incorporate any Submission in other works in any form, media, or technology now known or later developed. Our Company will not be required to treat any Submission as confidential, and may use any Submission in its business (including without limitation, for products or advertising) without incurring any liability for royalties or any other consideration of any kind, and will not incur any liability as a result of any similarities that may appear in future Company operations.

Our Company will treat any personal information that you submit through this site in accordance with its Privacy Policy as set forth on this site.

You understand that our Company cannot and does not guarantee or warrant that files available for downloading from the Internet will be free of viruses, worms, Trojan horses or other code that may manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to this site for the reconstruction of any lost data. Our Company does not assume any responsibility or risk for your use of the Internet.

The Content is not necessarily complete and up-to-date and should not be used to replace any written reports, statements, or notices provided by Company. Investors, borrowers, and other persons should use the Content in the same manner as any other educational medium and should not rely on the Content to the exclusion of their own professional judgment. Information obtained by using this site is not exhaustive and does not cover all issues, topics, or facts that may be relevant to your goals.

YOUR USE OF THIS SITE IS AT YOUR OWN RISK. The Content is provided “as is” and without warranties of any kind, either expressed or implied. Our Company disclaims all warranties, including any implied warranties of merchantability, fitness for a particular purpose, TITLE, OR NON-INFRINGEMENT. Our Company does not warrant that the functions OR CONTENT contained in this site will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. Our Company does not warrant or make any representation regarding use, or the result of use, of the content in terms of accuracy, reliability, or otherwise. The content may include technical inaccuracies or typographical errors, and Company may make changes or improvements at any time. You, and not our Company, assume the entire cost of all necessary servicing, repair or correction IN THE EVENT OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS SITE OR ITS CONTENT. Our COMPANY MAKES NO WARRANTIES THAT YOUR USE OF THE CONTENT WILL NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT.

All of the information in this site, whether historical in nature or forward-looking, speaks only as of the date the information is posted on this site, and Company does not undertake any obligation to update such information after it is posted or to remove such information from this site if it is not, or is no longer, accurate or complete.

COMPANY, ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES, INCLUDING LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL THE COLLECTIVE LIABILITY OF COMPANY AND ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS, TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID TO COMPANY FOR THE APPLICABLE CONTENT, PRODUCT OR SERVICE OUT OF WHICH LIABILITY AROSE.

You will indemnify and hold Company, its subsidiaries, affiliates, licensors, content providers, service providers, employees, agents, officers, directors, and contractors (hereinafter known as the “Indemnified Parties”) harmless from any breach of these Terms of Use by you, including any use of Content other than as expressly authorized in these Terms of Use. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs, expenses, and attorney’s fees of the Indemnified Parties in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of the information accessed from this site.

Trademarks, service marks, and logos appearing in this site are the property of Company or the party that provided the trademarks, service marks, and logos to Company. Company and any party that provided trademarks, service marks, and logos to Company retain all rights with respect to any of their respective trademarks, service marks, and logos appearing in this site.

You may not post, send, submit, publish, or transmit in connection with this site any material that:

• you do not have the right to post, including proprietary material of any third party;
• advocates illegal activity or discusses an intent to commit an illegal act;
• is vulgar, obscene, pornographic, or indecent;
• does not pertain directly to this site;
• threatens or abuses others, libels, defames, invades privacy, stalks, is obscene, pornographic, racist, abusive, harassing, threatening or offensive;
• seeks to exploit or harm children by exposing them to inappropriate content, asking for personally identifiable details or otherwise;
• infringes any intellectual property or other right of any entity or person, including violating anyone’s copyrights or trademarks or their rights of publicity;
• violates any law or may be considered to violate any law;
• impersonates or misrepresents your connection to any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of the content;
• advertises any commercial endeavor (e.g., offering for sale products or services) or otherwise engages in any commercial activity (e.g., conducting raffles or contests, displaying sponsorship banners, and/or soliciting goods or services) except as may be specifically authorized on this site;
• solicits funds, advertisers or sponsors;
• includes programs which contain viruses, worms and/or Trojan horses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications;
• disrupts the normal flow of dialogue, causes a screen to scroll faster than other users are able to type, or otherwise act in a way which affects the ability of other people to engage in real time activities via this site;
• includes MP3 format files;
• amounts to a ‘pyramid’ or similar scheme;
• disobeys any policy or regulations established from time to time regarding use of this site or any networks connected to this site; or
• contains hyper-links to other sites that contain content that falls within the descriptions set forth above.

Although under no obligation to do so, our Company reserves the right to monitor use of this site to determine compliance with these Terms of Use, as well the right to remove or refuse any information for any reason. Notwithstanding these rights, you remain solely responsible for the content of your submissions. You acknowledge and agree that neither Company nor any third party that provides Content to Company will assume or have any liability for any action or inaction by Company or such third party with respect to any submission.

Any passwords used for this site are for individual use only. You will be responsible for the security of your password (if any). Company will be entitled to monitor your password and, at its discretion, require you to change it. If you use a password that Company considers insecure, Company will be entitled to require the password to be changed and/or terminate your account.

You are prohibited from using any services or facilities provided in connection with this site to compromise security or tamper with system resources and/or accounts. The use or distribution of tools designed for compromising security (e.g., password guessing programs, cracking tools or network probing tools) is strictly prohibited. If you become involved in any violation of system security, Company reserves the right to release your details to system administrators at other sites in order to assist them in resolving security incidents. Company reserves the right to investigate suspected violations of these Terms of Use.

Company reserves the right to fully cooperate with any law enforcement authorities or court order requesting or directing Company to disclose the identity of anyone posting any e-mail messages, or publishing or otherwise making available any materials that are believed to violate these Terms of Use.

BY ACCEPTING THIS AGREEMENT YOU WAIVE AND HOLD HARMLESS COMPANY FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY COMPANY DURING OR AS A RESULT OF ITS INVESTIGATIONS AND/OR FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER [COMPANY] OR LAW ENFORCEMENT AUTHORITIES.

Advisory Programs – Scope of Service, Non-Reliance, and Cancellation

This section applies to all advisory, consulting, and coaching programs offered by Wisdom Books Holdings, LLC, Total Online Media, LLC, and Advanced Business Growth, LLC, including but not limited to Club 28 and all other advisory or consulting programs offered through or associated with Chris Guerriero.
SCOPE OF SERVICE. The only service provided by Wisdom Books Holdings, LLC, Total Online Media, LLC, and Advanced Business Growth, LLC through any advisory program is advisory guidance — specifically, sharing knowledge, experience, and perspective during agreed-upon sessions and appearing at those sessions as scheduled. This is the full and complete extent of what the Company agrees to provide under any advisory program. No specific business outcome, revenue result, profit improvement, growth milestone, or other benefit of any kind is promised, guaranteed, or implied. The advisory relationship created hereunder does not constitute a fiduciary relationship, a partnership, a joint venture, an agency relationship, or any duty of care beyond the foregoing service commitment.

Non-Reliance And No External Representations

YOUR ENROLLMENT IN ANY ADVISORY PROGRAM OFFERED OR FULFILLED BY WISDOM BOOKS HOLDINGS, LLC, TOTAL ONLINE MEDIA, LLC, OR ADVANCED BUSINESS GROWTH, LLC IS VOLUNTARY AND IS BASED SOLELY UPON THE WRITTEN TERMS OF THESE TERMS OF USE. THE COMPANY HAS NOT AUTHORIZED ANY CLAIMS, INCLUDING BUT NOT LIMITED TO THIRD PARTY REPRESENTATIONS, PROMISES, GUARANTEES, OR WARRANTY ON ITS BEHALF REGARDING ANY ASPECT OF ANY ADVISORY PROGRAM. ANY STATEMENT, CLAIM, TESTIMONIAL, RESULT, PROMISE, OR EXPECTATION COMMUNICATED TO YOU BY ANY THIRD PARTY OR EXTERNAL SOURCE – INCLUDING BUT NOT LIMITED TO PARTNERS, AFFILIATES, OTHER PROGRAM PARTICIPANTS, SOCIAL MEDIA CONTENT, WEBSITES, VIDEO OR PODCAST CONTENT, EMAIL COMMUNICATIONS NOT ORIGINATING DIRECTLY FROM THE COMPANY, LIVE OR RECORDED PRESENTATIONS BY THIRD PARTIES, OR WORD-OF-MOUTH COMMUNICATIONS – DOES NOT CONSTITUTE A REPRESENTATION OR WARRANTY BY THE COMPANY AND DOES NOT FORM ANY PART OF YOUR AGREEMENT WITH THE COMPANY. YOU EXPRESSLY WAIVE AND RELEASE ANY AND ALL CLAIMS ARISING FROM OR BASED UPON RELIANCE ON ANY SUCH EXTERNAL STATEMENT OR COMMUNICATION, REGARDLESS OF THE MEDIUM THROUGH WHICH IT WAS CONVEYED OR THE IDENTITY OF THE PERSON WHO CONVEYED IT.

Testimonials, Case Studies, And Results Shown On This Website Are Exceptional, Not Typical, And Are Not A Guarantee

Any testimonial, case study, income claim, revenue figure, growth statistic, client story, screenshot, video statement, written statement, or other depiction of results appearing anywhere on this website, in any email, in any presentation, or in any other material produced by or associated with Wisdom Books Holdings, LLC, Total Online Media, LLC, or Advanced Business Growth, LLC, or Chris Guerriero, represents the experience of that specific individual or business under their specific circumstances, and is not representative of the experience or results of the general public, program participants as a whole, or any other person. The individuals or businesses featured in testimonials and case studies are real, and their results were real – but their results are exceptional by any measure and should not be interpreted as average, typical, or expected outcomes. The vast majority of individuals who participate in any program, product, service, or offering provided by the Company will not achieve results similar to those depicted in any testimonial or case study. Results of any kind – including but not limited to revenue growth, profit improvement, business expansion, lead generation, customer acquisition, or any other business or personal metric – depend entirely upon each individual’s background, experience, industry, effort, dedication, resources, market conditions, timing, implementation, business model, economic environment, and numerous other factors entirely outside the Company’s knowledge and/or control, many of which cannot be predicted or anticipated. No representation is made, and none should be inferred, that any person enrolling in any program or purchasing any product or service will achieve results similar to, comparable to, or in the range of those depicted in any testimonial, case study, or results example. You further understand that there is a real potential for short and/or long term loss. You expressly acknowledge and agree that you are not enrolling in any program or purchasing any product or service based upon any testimonial, case study, income claim, growth expectation, or depiction of results, and that you have been clearly and prominently advised that such results are atypical. You waive any and all claims arising from reliance upon any testimonial, case study, income example, growth expectations, or results depiction appearing in any medium, whether before or after enrollment. The Company has taken reasonable steps to verify the accuracy of testimonials and results depicted herein, but cannot guarantee accuracy and expressly disclaims responsibility for any inadvertent error or omission.

No Monitoring Obligation

The Company has no obligation under any advisory program to independently monitor, evaluate, track, or report on your business performance, revenue, expenses, profitability, or any other metric. Any advisory guidance provided by the Company is based solely upon information you voluntarily provide, whether in writing or verbally during advisory sessions. You are solely responsible for the accuracy, completeness, and timeliness of all information you provide to the Company.

Month-To-Month Enrollment. Cancellation

All advisory programs are made available on a month-to-month basis only. There are no minimum term commitments, long-term contracts, or payment obligations extending beyond the then-current billing month. You may cancel your enrollment at any time, for any reason, by submitting a written cancellation request via email to support@totalonlinemedia.com or by stating your request verbally during an advisory meeting. All cancellation requests must be confirmed in writing to be effective. Upon receipt of a valid written cancellation request: (i) no further charges will be assessed to your designated payment method for any period following the then-current billing month; (ii) your access to advisory sessions will conclude at the end of the then-current billing month; and (iii) no refunds will be issued for any billing period already paid, as all fees for a given billing period are fully earned upon commencement of that billing period and are non-refundable.

Client Duty To Notify

IT IS YOUR SOLE AND EXCLUSIVE RESPONSIBILITY – AND NOT THE RESPONSIBILITY OF THE COMPANY, CHRIS GUERRIERO, OR ANY REPRESENTATIVE OF THE COMPANY – TO MONITOR THE VALUE YOU ARE RECEIVING FROM ANY ADVISORY PROGRAM AND TO CANCEL YOUR ENROLLMENT PROMPTLY IF YOU BELIEVE YOU ARE NOT RECEIVING ADEQUATE VALUE. IF AT ANY TIME YOU BELIEVE THAT YOU ARE NOT RECEIVING ADEQUATE VALUE FROM ANY ADVISORY PROGRAM, YOU MUST NOTIFY THE COMPANY IN WRITING IMMEDIATELY AND IN NO EVENT LATER THAN THIRTY (30) CALENDAR DAYS FOLLOWING THE CLOSE OF THE BILLING PERIOD IN WHICH YOU FIRST FORMED THAT BELIEF, AND YOU MUST REQUEST CANCELLATION OF YOUR ENROLLMENT AT THAT TIME. FAILURE TO PROVIDE SUCH TIMELY WRITTEN NOTICE SHALL CONSTITUTE YOUR BINDING REPRESENTATION AND ACKNOWLEDGMENT THAT YOU WERE SATISFIED WITH THE ADVISORY SERVICES RENDERED DURING THE PERIOD IN QUESTION. ALL CLAIMS, DEMANDS, OR CAUSES OF ACTION ARISING FROM OR RELATING TO ANY BILLING PERIOD FOR WHICH TIMELY WRITTEN NOTICE OF DISSATISFACTION WAS NOT PROVIDED SHALL BE DEEMED IRREVOCABLY WAIVED AND RELEASED IN THEIR ENTIRETY.

These Terms of Use will be governed and interpreted pursuant to the laws of Florida, United States of America, notwithstanding any principles of conflicts of law. You specifically consent to personal jurisdiction in Florida in connection with any dispute between you and Company arising out of these Terms of Use or pertaining to the subject matter hereof. The parties to these Terms of Use each agree that the exclusive venue for any dispute between the parties arising out of these Terms of Use or pertaining to the subject matter of these Terms of Use will be in the state and federal courts in Palm Beach, Florida. If any part of these Terms of Use is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. These Terms of Use constitute the entire agreement among the parties relating to this subject matter. Notwithstanding the foregoing, any additional terms and conditions on this site will govern the items to which they pertain. Company may revise these Terms of Use at any time by updating this posting.